New Delhi: Sending money to friends, making payments, and even splitting bills has never been easier, thanks to popular UPI apps like Google Pay, Paytm, and PhonePe. These apps offer a handy bill-splitting feature that eliminates the hassle of calculating who owes what. Whether you’re paying upfront or splitting the bill after it’s been paid, this feature allows you to quickly divide the costs with your group which makes it simpler to share expenses without any confusion. How to Split the Bill Using Google Pay: – Open the Google Pay app on your phone. – Tap on the scanner option or the New Payment option to pay the bill. – Tap on the Split the bill option in the bottom left corner. – Create a group by selecting contacts you want to split the bill with and giving it a name. – Once the group is created, tap on the Split an expense button. – Enter the amount to be paid and select custom contacts from the group who will pay for the bill. – Tap on the Send Request button to send the payment request to your selected contacts. How to Split the Bill Using PhonePe: – Open the PhonePe app on your phone. – From the main screen, tap on the Split bill option. – Enter the total amount to be paid. – Choose the contacts you want to split the bill with. – Tap on the Send request button to send the payment request. How to Split the Bill Using Paytm: – Open the Paytm app on your phone. – Tap on the message box icon at the top right to go to the Conversations page. – Select the Split bill option at the bottom. – Enter the amount that needs to be paid. – Choose the contacts you want to share the bill with. – Tap on the Continue button at the top right. – On the next page, you can either check the Auto-split equally box or manually adjust each person’s share. – Hit the Send button to send the payment request.

Cyber Threats In 2025: Cyber threats have become a persistent global risk with far-reaching implications across industries. The financial stability of almost every sector is at stake, as evidenced by the staggering 369.01 million malware detections across 8.44 million endpoints as of September 2024.  This threat scale highlights the nature of cyber risks, reflecting how deeply embedded digital vulnerabilities have become. As 2025 unfolds, this space continues to grow in complexity, bringing both opportunities and risks for organisations and nations alike. The increasing reliance on complex supply chains, coupled with geopolitical tensions, adds layers of unpredictability.  However, the most pressing concern remains the rapid adoption of emerging technologies—a double-edged sword. While these innovations drive efficiency and progress, they also introduce new attack surfaces, empowering cybercriminals to operate with greater sophistication and scale.  In a recent interaction with Himanshu Gautam, Co-founder and CTO of SecureDApp, he provided valuable insights into the emerging cyber threats of 2025, shedding light on the evolving landscape of digital security and the challenges organizations must prepare for. API And Data Threats In Digital Age API vulnerabilities remain a major cybersecurity threat as businesses across industries rely on interconnected digital systems. APIs enable seamless data exchange between applications, mobile platforms, and IoT devices, making them prime targets for cybercriminals.  In 2025, these risks have escalated, with attackers using AI-driven automation for credential stuffing, API scraping, and data theft. For instance, in finance, attackers can exploit weak banking APIs to access customer accounts, as seen in past fintech breaches. Similarly, in the supply chain sector—cybercriminals can manipulate APIs in logistics platforms to alter shipments or disrupt operations. The risk is far from hypothetical—in mid-2024, a major international computer retailer experienced an API-related breach, compromising 49 million customer records, including names, addresses, and order details. Such incidents demonstrate how a single vulnerable API can become a gateway for large-scale data leaks. Additionally, API-based ransomware threats, evolving DDoS attacks, and broken access controls expose systems to unauthorized access, privilege escalation, and operational disruptions. AI and Quantum Computing Creating Security Storm With 66% of organizations expecting AI to have the most significant impact on cybersecurity in the coming year, the urgency to strengthen defences has never been greater. Yet, only 37% have established processes to assess AI tool security before deployment, leaving gaps that cybercriminals can exploit.  Under AI-powered attacks, malicious actors can exploit these weaknesses to bypass defenses and launch large-scale attacks faster and more effectively.  Simultaneously, quantum computing is an overlooked threat, with only 4% of organizations recognizing its impact on cybersecurity in 2025. However, it has the potential to break traditional encryption methods, putting vital systems at risk.  For instance, government agencies that store national security data or energy companies managing critical infrastructure could face breaches if quantum attacks decrypt their defenses. As quantum computing advances, industries such as aerospace, defense, and even intellectual property protection need to start taking proactive steps to shield their sensitive information. Extension Of These Threats Cyber threats now extend beyond large enterprises to personal devices like smartwatches and fitness trackers. Hackers can inject malware during wireless updates, exploiting vulnerabilities in trusted environments to take control.  With advancements in quantum cryptography, encryption methods once considered secure are increasingly at risk. AI-powered wearables can also be manipulated to show false health data or disrupt operations. Adding further, cybercriminals target wireless communication channels like Bluetooth, NFC, and 5G to steal data or remotely control devices. Another growing risk is latent malware (logic bombs) in wearables, which remain inactive until triggered, causing significant disruption. Simultaneously, deepfake-enabled fraud is also surging, with deepfake tool sales on dark web forums increasing 223% from 2023 to 2024.  Attackers use AI to impersonate senior leaders, gaining unauthorized access to systems and defrauding organizations. After this damage, the cost of rebuilding an organization’s reputation and restoring consumer trust is much higher than expected. Not just this, but at large national events like the Mahakumbh, where millions of people converge and digital systems are vital for coordination, security, and communication, cyber threats can have serious consequences.  Attackers could use AI-generated deepfakes to impersonate key figures or authorities, sending fake communications that mislead security teams or event organizers. This could create confusion, delay critical responses, or even open doors for unauthorized actions.  Adding further, with multiple interconnected systems like registration, crowd control, and monitoring in play, vulnerabilities in APIs could allow cybercriminals to access sensitive data, trigger system failures, or disrupt operations. Such breaches could compromise the safety of attendees and the event’s overall management. What Needs To Be Done? Despite these challenges, there is room for optimism. Proactive security strategies, investment in quantum-resistant encryption, and AI-driven threat detection systems can help organizations and individuals avoid emerging risks.  To protect API and data security, organizations should focus on implementing multi-layered authentication methods, continuous monitoring, and end-to-end encryption to prevent unauthorized access and data breaches. With the right focus on automation and real-time threat response, organizations can ensure their defences evolve alongside new risks in coming years. 

India has long been one of the largest producers of peanuts, contributing significantly to the global supply of this versatile crop. Peanuts are a staple in Indian agriculture, grown primarily in Gujarat, Rajasthan, Tamil Nadu, Andhra Pradesh, and Karnataka. Despite the vast acreage dedicated to peanut cultivation, inefficiencies in processing, inconsistent quality, and limited technological adoption have historically constrained the industry’s growth. Traditional methods such as Hand Picked and Selected (HPS) peanuts were common, but these lacked the consistency required for international markets. Moreover, Indian peanut exports often faced challenges due to inconsistent quality control and fluctuations in global trade policies. However, in recent years, the Indian peanut industry has undergone a radical transformation. With the integration of technology, process improvements, and an emphasis on sustainability, India has emerged as a major player in the global peanut market.  One company at the forefront of this revolution is Agrocrops, a fully integrated peanut enterprise that has redefined the industry’s benchmarks. Founded in 2006 by Bhavani Saravanan and Saravanan Lokasundaram, Agrocrops evolved from a trading enterprise into a global leader in peanut processing, supply chain management, and sustainability. The company is deeply rooted in a legacy of peanut farming, with Saravanan Lokasundaram taking over his father’s business and scaling it into an integrated global powerhouse. Today, Agrocrops handles peanuts at a scale comparable to half of the entire peanut trade volume of the United States, a testament to its influence and operational excellence. Agrocrops operates on a mission to connect the dots in the peanut industry—bringing together farmers, buyers, distributors, manufacturers, and consumers to create a seamless, efficient, and sustainable ecosystem. Their vision is to accelerate business growth through quality, innovation, and re-engineering of the peanut industry. What sets Agrocrops apart is its integrated business model. From contract farming and seed supply to high-tech processing and global distribution, the company ensures traceability, quality control, and sustainability at every stage. Their Unique Selling Proposition (USP) includes: ● Expertise in process and technology know-how ● Deep peanut industry knowledge ● Ground-to-global accessibility for sourcing, supply chain management, and distribution The company’s top leadership consists of experts across various peanut industry verticals, ensuring that every aspect—from research and development to logistics—is optimized for efficiency and quality. One of Agrocrops’ greatest strengths is its commitment to innovation. The company was the first in India to implement American peanut processing technology in the Asia-Pacific region, shifting away from traditional HPS methods to high-tech, precision-based processing. This move has improved efficiency, reduced food safety risks, and enabled the company to cater to multinational snack manufacturers with some of the world’s most stringent quality standards. Additionally, Agrocrops invests heavily in Research & Development (R&D), exploring innovative uses for peanut waste, such as biochar, bioresins, and activated carbon.  Their commitment to R&D has positioned them as a solutions provider, not just a commodity trader. For example, they are currently working with a German chocolate company to develop peanut butter that does not leak oil, a challenge that required deep expertise in peanut fat composition and processing. Beyond business, Agrocrops is a pioneer in sustainability. The company actively collaborates with over 30,000 farmers, 40% of whom are women, to improve livelihoods and promote fair trade practices. They provide premium pricing to farmers (10-30% above procurement prices), offer training programs, and implement regenerative farming techniques. Agrocrops is also committed to international sustainability standards, being Fair Trade, BRC, and Global GAP certified. The company has taken the lead in providing Rain Forest Alliance training to over 300 farmers, setting a precedent for responsible and sustainable peanut farming in India. Operating in a highly competitive agricultural commodities market, Agrocrops has successfully navigated challenges such as changing trade policies, currency fluctuations, and geopolitical risks. Their deep industry focus enables them to foresee potential disruptions and develop agile solutions. With a $55 billion global peanut industry, Agrocrops has strategically positioned itself across multiple verticals, from peanut oil to peanut butter, international trade, animal feed, and bio-waste solutions. The company’s emphasis on People, Learning, and Technology ensures that their operations remain resilient, efficient, and forward-thinking. Their proprietary Pnutking™ precision quality trademark is a testament to their commitment to exceeding global standards. Looking ahead, Agrocrops aims to further develop India’s peanut sector, fostering public-private partnerships (PPP) to drive sustainable growth. With India having the largest peanut acreage in the world but only the second-highest production volume, there remains immense potential for improving yield, processing efficiency, and global market penetration. The company’s vision for the future includes: ● Expanding its presence in new global markets ● Introducing high-value peanut derivatives ● Strengthening farmer partnerships through increased engagement and support As Saravanan Lokasundaram, Founder and CEO of Agrocrops, puts it: –“We’re here to connect the dots. As peanut visionaries, we’re determined to build a better industry for farmers, buyers, distributors, value-adders, manufacturers, and consumers—so that we can all be part of an industry that works.” Agrocrops has not only redefined India’s peanut industry but has also set a global benchmark for excellence in peanut processing, sustainability, and innovation. By integrating technology, enhancing farmer livelihoods, and pioneering industry-first initiatives, Agrocrops has proven that one company can change an entire industry. From being a trading firm to becoming a globally dominant, fully integrated peanut powerhouse, Agrocrops’ journey is a testament to the transformative power of vision, expertise, and relentless innovation. As India continues to grow as a peanut-exporting giant, Agrocrops stands at the forefront, driving the industry toward a more sustainable, efficient, and prosperous future.  

ITM SLS Baroda University reaffirmed its commitment to art and cultural heritage by hosting two remarkable events—the Terracotta Symposium (20th November – 28th December 2024) and the 4th International Sculpture Symposium (1st January – 29th January 2025). These gatherings united renowned artisans, sculptors, and art enthusiasts, creating a dialogue between traditional and contemporary art forms. Honoring Tradition: The Terracotta Symposium The Terracotta Symposium celebrated the intricate clay art of Tamil Nadu, guided by national awardee Thangaiya Velar. Eleven master artisans, who have showcased their work across Japan, France, and Korea, meticulously crafted 37 terracotta sculptures of Ayyanar, the guardian deity of Tamil Nadu villages, under the curation of Mushtaq Khan Ji, a research officer for Folk, Tribal, and Contemporary Arts. The unique sculpting process, starting from the feet and concluding with the face, highlighted the spiritual and cultural depth of this ancient craft. Esteemed poet and art critic Shri Prayag Shukla added intellectual depth, reflecting on terracotta’s silent yet profound artistic expression. Global Artistry: The International Sculpture Symposium The 4th International Sculpture Symposium brought together 10 eminent sculptors, working with 40 to 45 marble and sandstone blocks from Rajasthan. Assisted by 36 skilled artisans from Makrana, they created 20 breathtaking sculptures—10 large-scale and 10 smaller works. The event, curated by Robin David and Anil Kumar, concluded with a grand exhibition on 29th January 2025, graced by art critic Dr. Udayan Vajpayee Ji. A Legacy of Artistic Excellence Through these symposiums, ITM SLS Baroda University continues to bridge heritage and innovation, fostering artistic excellence and cultural exchange, reaffirming its position as a leading institution in the arts.

Mental health in India is often shrouded in silence and stigma. Despite the growing awareness, many still view mental health issues as personal failings rather than legitimate health concerns. This cultural attitude leads to widespread misunderstanding, where even common conditions like anxiety and depression are misinterpreted or ignored. In India, the stigma surrounding mental health often prevents individuals from seeking help. Unlike physical illnesses, where people readily seek medical attention, mental health issues are frequently hidden due to fear of judgment and discrimination. This delay in seeking treatment can exacerbate the condition, making recovery more challenging. Dr. Shradha Malik, the visionary Founder and CEO of Athena Behavioral Health, understands these challenges all too well. Driven by personal caregiving experiences, where she and her husband lost family members to mental health and addiction problems, Dr. Malik has dedicated her life to transforming mental health care in India. Her mission is to provide compassionate, evidence-based treatment that is both accessible and patient-centric. Athena Behavioral Health, under Dr. Malik’s leadership, has implemented several innovative approaches to mental health treatment. These include evidence-based therapies, personalized treatment plans, and the use of technology to enhance patient care. For instance, Athena’s online platform provides psychological counseling to individuals from the comfort of their homes, making mental health care more accessible. One of Athena’s standout initiatives is its female-centric center, Athena Okas, which ensures safety, security, and a supportive environment for women. This center is staffed exclusively by female professionals, addressing the unique vulnerabilities women face in mental health treatment and ensuring a non-judgmental, empathetic space for recovery. Raising awareness about mental health is crucial for reducing stigma and encouraging individuals to seek help. Public education campaigns, community programs, and media coverage all play a role in changing perceptions and promoting mental well-being. According to a study by the National Alliance on Mental Illness (NAMI), 46% of people who die by suicide have a diagnosed mental health condition. This statistic underscores the importance of early intervention and support. Mental health is an integral part of our overall well-being. By understanding its importance and supporting those affected, we can create a more compassionate and resilient society. Professionals like Dr. Shradha Malik are leading the way in transforming mental health care, making it more accessible and effective for everyone.Mental health in India is often shrouded in silence and stigma. Despite the growing awareness, many still view mental health issues as personal failings rather than legitimate health concerns. This cultural attitude leads to widespread misunderstanding, where even common conditions like anxiety and depression are misinterpreted or ignored. In India, the stigma surrounding mental health often prevents individuals from seeking help. Unlike physical illnesses, where people readily seek medical attention, mental health issues are frequently hidden due to fear of judgment and discrimination. This delay in seeking treatment can exacerbate the condition, making recovery more challenging. Dr. Shradha Malik, the visionary Founder and CEO of Athena Behavioral Health, understands these challenges all too well. Driven by personal caregiving experiences, where she and her husband lost family members to mental health and addiction problems, Dr. Malik has dedicated her life to transforming mental health care in India. Her mission is to provide compassionate, evidence-based treatment that is both accessible and patient-centric. Athena Behavioral Health, under Dr. Malik’s leadership, has implemented several innovative approaches to mental health treatment. These include evidence-based therapies, personalized treatment plans, and the use of technology to enhance patient care. For instance, Athena’s online platform provides psychological counseling to individuals from the comfort of their homes, making mental health care more accessible. One of Athena’s standout initiatives is its female-centric center, Athena Okas, which ensures safety, security, and a supportive environment for women. This center is staffed exclusively by female professionals, addressing the unique vulnerabilities women face in mental health treatment and ensuring a non-judgmental, empathetic space for recovery. Raising awareness about mental health is crucial for reducing stigma and encouraging individuals to seek help. Public education campaigns, community programs, and media coverage all play a role in changing perceptions and promoting mental well-being. According to a study by the National Alliance on Mental Illness (NAMI), 46% of people who die by suicide have a diagnosed mental health condition. This statistic underscores the importance of early intervention and support. Mental health is an integral part of our overall well-being. By understanding its importance and supporting those affected, we can create a more compassionate and resilient society. Professionals like Dr. Shradha Malik are leading the way in transforming mental health care, making it more accessible and effective for everyone.