Fine-tuning remains a cornerstone technique for adapting general-purpose pre-trained large language models (LLMs) models (also called foundation models) to serve more specialized, high-value downstream tasks, even as zero- and few-shot methods gain traction.
Google Pay Offers Personal Loan Of Up To Rs 10 lakh; Check Eligibility, Interest Rate; How To Apply Online | Technology News
Google Pay Personal Loan Apply Online: Most of us turn to Google Pay for everyday needs—whether it’s splitting dinner bills, sending rent to the landlord, or paying the chaiwala with a quick UPI scan. But behind the scenes, the app has been quietly evolving. In a surprising yet welcome move, Google Pay has now entered the world of digital lending, offering personal loans of up to Rs 10 lakh. With this new feature, the app goes beyond convenience—making credit more accessible, seamless, and just a few taps away. Google Pay, commonly known as GPay, is one of the most popular digital payment platforms in India. It offers a simple, fast, and secure way to send and receive money, pay bills, recharge mobile services, and more using UPI. Notably, Google Pay doesn’t provide any loans and just acts as a facilitator between the user and the lending partner. Also, the process of providing a loan is completely digital. Furthermore, the loans are powered through partnerships with registered financial institutions and NBFCs. Google Pay Hidden Features: Google Pay continues to simplify everyday financial tasks for users in India. From splitting bills with friends without needing a separate app to earning cashback through scratch cards, the app is designed for convenience. It also allows users to set up Autopay for their favorite subscriptions, ensuring payments are never missed. Adding further, checking bank balances is just a tap away—eliminating the need to log into net banking platforms. Google Pay Loan: Eligibility And Repayment To qualify for a personal loan on Google Pay, you need to be at least 21 years old and have a steady income, either from a job or self-employment. Your bank account should be linked to Google Pay, and user must complete the KYC verification during the loan process. The loan EMI will be automatically deducted from your linked bank account each month, so make sure to maintain a sufficient balance to avoid penalties. Google Pay Loan: Amount, Interest Rate And EMI The new personal loan offering provides users with instant access to credit, starting from Rs 30,000 and going up to Rs 10,00,000, based on their financial profile. The loans come with competitive interest rates beginning at 11.25 per cent per annum. To make repayment easier, borrowers can choose flexible tenures ranging from 6 months to 5 years. Moreover, the monthly EMI of the loan provided will start from Rs 2,000. Google Pay Loan: How To Apply Online Step 1: Open the Google Pay app on your phone. Step 2: Tap the ‘Money’ tab at the bottom of the screen. Step 3: Scroll down and click on the ‘Personal Loan’ section under ‘Credit for You.’ Step 4: Tap on ‘Apply Now,’ fill in the required details, and upload your KYC documents. Step 5: Once approved, the loan amount will be credited directly to your bank account.
7 Emerging Trends in Generative AI and Their Real-World Impact
Generative AI continues to rapidly evolve, reshaping how industries create, operate, and engage with users.
TiE Delhi-NCR’s India Internet Day Celebrates Indicorn Surge: Delhi-NCR Leads With 51 Startups Each Crossing Rs 100 Cr in Revenue | Technology News
Gurugram: India Internet Day (iDay), the country’s premier startup event for tech entrepreneurs, hosted by TiE Delhi-NCR at The Leela Ambience, concluded successfully, reinforcing India’s growing stature as a global digital powerhouse. Now in its 14th edition, the event brought together over 1,200 attendees, 60+ investors, 50+ speakers, and 40+ partners, along with key policymakers and industry leaders. This year’s focus was on collaboration to propel India toward its projected $1 trillion digital economy by 2030. India’s digital economy is growing at twice the pace of overall GDP, and is expected to contribute one-fifth of national GDP by 2029. With internet users projected to surpass 900 million by 2025—thanks largely to rural adoption—the sessions at iDay 2025 explored how this momentum is creating fertile ground for startups, digital platforms, and tech ventures to scale and lead globally. Opening the conversation on India’s evolving policy landscape, Dr. Abhijit Phukon, Economic Adviser, Department of Financial Services, Government of India, said, “As innovation evolves rapidly, our regulatory approach must be equally adaptive and forward-thinking. We aim to build a secure yet innovation-friendly digital and financial ecosystem. A balanced regulatory environment builds trust, protects consumers, and supports responsible startup growth. The government remains committed to collaborating with the industry to drive inclusive digital progress.” “India Internet Day 2025 once again proved to be the crucible where India’s digital future is not just discussed—but actively reimagined,” said Upasana Sharma, Executive Director, TiE Delhi-NCR. “With 1,200+ attendees, 60+ investors, and over 50 speakers, the event became a hub for transformative ideas across AI, startup scaling, and digital inclusion. As India prepares to lead the global AI revolution, iDay provided a vital platform for technologists, policymakers, and entrepreneurs. The space tech session by IN-SPACe was especially exciting—signaling India’s leap into frontier technologies. iDay is no longer just a conference—it’s a launchpad for our tech-powered future.” Vijay Shekhar Sharma, Founder & CEO of One97 and Paytm, joined the keynote session titled “Dreaming Big, Building Bold: India’s Road to Tech Superpower.” Comparing the 2014 startup funding landscape to “crossing flyovers on Delhi’s Outer Ring Road,” Sharma noted: “The first flyover you cross is angel funding. But back then, there was barely any Series A funding—only tourist VCs were around. Today, all the flyovers are in place. Funding is not the challenge anymore—investors now value startups built in and for India.” On the role of AI, he added, “Right now, we see AI as an assistant. But very soon, we’ll be the assistants to AI. It’s evolving faster than we can imagine.” iDay 2025 also spotlighted India’s innovation potential in AI, fintech, 5G, space tech, digital public infrastructure, smart cities, and regional internet adoption. Entrepreneurs showcased breakthrough startups, and speakers emphasized how tech is transforming industries like healthcare, agriculture, and logistics. Government initiatives such as the Digital India Programme were recognized for supporting this rapid growth. Notable sessions included Col. Sanjeev Yadav, Director at UIDAI, explaining how Aadhaar authentication can power startup innovation, and Air Vice Marshal (Retd.) Dhananjay V. Khot, Director of Strategy and Planning at IN-SPACe, sharing insights on India’s ambitions in space tech. Indicorns Take the Spotlight Kunal Bahl, Co-Founder of Titan Capital and Snapdeal, unveiled the “Indicorn List 2025” in the session “Indicorns: Building India’s Enduring Startup Foundation.” He shared: “India’s startup engine is thriving. 202 Indicorns with over ₹1.5 lakh crore in revenue and ₹7,393 crore in profits prove that building profit-first businesses is not just a dream—it’s already a reality. With 51 Indicorns, Delhi-NCR is leading the charge.” The list, curated by Titan Capital, highlights 202 Indian startups (Indicorns) with annual revenue of over ₹100 crore. Collectively, they generated ₹1.51 lakh crore in revenue and employed over 1.46 lakh people. Delhi-NCR led with 51 Indicorns, followed by Bengaluru (42) and Mumbai (35). Ecosystem Leaders And Partners The event featured an impressive speaker lineup, including Akshay Chaturvedi (Founder & CEO, Leverage Edu), Apurva Chamaria (Global Head, VC & Startup Partnerships, Google), Upasana Taku (Co-Founder & CEO, MobiKwik), Shweta Rajpal Kohli (President & CEO, Startup Policy Forum), and Ankur Warikoo (Founder, WebVeda), among others. Through engaging fireside chats, keynotes, and panel discussions, iDay 2025 enabled entrepreneurs to network, learn, and explore collaborations that could shape the next decade of innovation. Havas Media Network India partnered as Silver Sponsor. Mohit Joshi, CEO, noted: “We’re proud to support iDay2025—an event that brings together the brightest minds driving innovation. As champions of meaningful brands, we’re committed to enabling the journey of entrepreneurial growth.”
Apple Likely To Manufacture iPhones Worth Rs 3.36 Lakh Crore In India By FY26 | Technology News
New Delhi: Apple is expected to ramp up its iPhone production in India to nearly $40 billion (about Rs 3,36,000 crore) by the end of FY26, as the tech giant continues to shift its global supply chain away from China amid growing geopolitical tensions and trade tariffs. According to industry estimates, this move will enable Apple to meet 80 per cent of its iPhone demand in the US and cater fully to India’s growing domestic market. The development comes close on the heels of Apple CEO Tim Cook’s statement during the company’s Q2 2025 earnings call, where he revealed that the majority of iPhones sold in the US in the current April-June quarter would be made in India. “For June, we do expect the majority of iPhones sold in the US will have India as their country of origin,” Cook said, citing reciprocal tariffs imposed by the US government that are reshaping production strategies. This pivot is a strategic response to the tariffs that are tied to the country of origin of products. While China will continue to be the origin for most Apple products sold outside the US, India and Vietnam are emerging as key manufacturing hubs. For instance, almost all iPads, Macs, Apple Watches, and AirPods sold in the US will now come from Vietnam, Cook noted. Apple anticipates a $900 million impact from US tariffs in the current quarter, though the exact long-term implications remain uncertain. “We are not able to precisely estimate the impact of tariffs, as we are uncertain of potential future actions,” Cook added during the call. This shift also reflects Apple’s deepening investment in India’s electronics manufacturing sector, which has seen a remarkable boom under the government’s production-linked incentive (PLI) scheme. In FY25 so far, smartphones became India’s top export category, touching a record Rs 2 lakh crore in value. Apple was the largest contributor, with iPhones making up nearly 70 per cent of the total smartphone shipments from the country. In addition to expanding manufacturing, Apple is doubling down on its presence in India with plans to open more retail stores later this year, adding to the two already operational. The company recently set a quarterly sales record in the Indian market and reported strong momentum across products and services.
Nothing CMF Phone 2 Pro Samrtphone Sale Goes Live: Check Specifications, Offers, And Price In India | Technology News
Nothing CMF Phone 2 Pro In India: Nothing recently launched the CMF Phone 2 Pro in India. Now, the sub-brand of the London-based technology company has announced the open sales for the CMF Phone 2 Pro in the country. The smartphone offers a best-in-segment triple-camera system, a brilliantly bright display, and a premium design. It is the slimmest and lightest smartphone Nothing has ever designed. At just 7.8 mm thick and weighing only 185 g, the CMF Phone 2 Pro feels nearly weightless—5 percent thinner than the CMF Phone 1. The newly launched smartphone will be available in White, Black, Orange, and Light Green colour options. Nothing CMF Phone 2 Pro Price And Introductory Offer In India The CMF Phone 2 Pro is priced at Rs 17,999 for the 8GB RAM + 128GB storage variant and INR 19,999 for the 8GB RAM + 256GB storage option, inclusive of bank or exchange offers. As a special introductory offer on May 5, the smartphone will be available at a reduced price of Rs 16,999 for the 8+128GB variant and Rs 18,999 for the 8+256GB variant, inclusive of all applicable offers in the country. On Day 1, buyers of the CMF Phone 2 Pro can avail a combined benefit of Rs 2,000, which includes an exchange bonus of INR 1,000 and a bank offer of INR 1,000 applicable on all leading banks. Nothing CMF Phone 2 Pro: Availability Interested Consumers can purchase the smartphone via Flipkart, Flipkart Minutes, Vijay Sales, Croma and all leading retail stores in India, starting today,12 noon onwards. Nothing CMF Phone 2 Pro Specifications The phone features a 6.77-inch FHD+ AMOLED display with a resolution of 1080 x 2392 pixels, offering a 120Hz adaptive refresh rate and a 480Hz touch sampling rate for smooth and responsive interactions. The device is backed by a 5000mAh battery with support for 33W wired charging. The device is powered by the 4nm MediaTek Dimensity 7300 Pro octa-core processor, clocked up to 2.5GHz, paired with a Mali-G615 MC2 GPU for efficient performance. It runs on Android 15 with the custom Nothing OS 3.2 on top. The phone supports Hybrid Dual SIM (nano + nano/microSD) functionality. On the photography front, the smartphone sports a 50MP main sensor and a 50MP 2x telephoto lens on the rear, along with a 16MP front-facing camera for selfies. Adding further, the handset comes with the USB Type-C audio support and a bottom-ported ultra-volume speaker delivering 150 per cent louder output.
AI Governance Crucial For Accountability And Risk Mitigation, Says CII | Technology News
New Delhi: Adopting robust AI governance frameworks is essential to ensure accountability and manage potential risks associated with artificial intelligence, according to the Confederation of Indian Industry (CII). In its latest guidebook on AI adoption, released recently, CII emphasised that responsible AI use not only mitigates adverse impacts but also builds trust among stakeholders. AI governance refers to the frameworks, policies, practices, and standards that guide the ethical, responsible, and accountable use of artificial intelligence within organisations. The guidebook adds that the goal of AI governance is to ensure that AI systems are ethical, transparent, safe, reliable, responsible, fair, and compliant with legal and regulatory standards. It also involves managing the risks, quality, and accountability of AI systems and their outcomes. With the increasing integration of AI into various aspects of business, AI governance has become a critical imperative to minimise potential harms, risks, and misuse—such as privacy breaches, biases, and security threats—while ensuring that organisations reap the maximum benefits of AI, the industry body noted. CII further added that companies must implement processes to identify and mitigate biases and risks associated with the use of AI across business functions. Careful governance is necessary to fully leverage AI’s capabilities while addressing the challenges it presents, the CII stated. The guidebook underlines that as AI continues to transform industries and business environments, board members play a crucial role in steering organisations toward responsible and ethical AI adoption. “Through thoughtful governance, executive boards can guide their organisations in harnessing the benefits of AI while safeguarding stakeholder trust and maintaining compliance with emerging regulations,” the CII added in the guidebook. It also emphasises the importance of establishing and upholding clear, enduring values to maintain accountability in the use of AI within business operations. “By addressing both the opportunities and risks, boards can navigate the complex AI landscape, ensuring sustainable, responsible, and value-driven innovation,” it added. Furthermore, the guidebook highlights the need to promote interdisciplinary collaboration between AI experts, legal advisors, and business leaders.
Tech Tip: Is Your Smartphone Hanging? Know THESE 3 Common Reasons And Here’s How To Fix It | Technology News
How To Stop Phone From Hanging: Just imagine if you are in the middle of an important call or trying to send a quick message, gaming—and suddenly, your phone freezes. Frustrating, right? You’re not alone. Most of us face this common issue where our smartphones start hanging for no clear reason. In most cases, the problem isn’t just with the device—it’s how it’s being used or maintained. In this article, we highlight the top three reasons behind smartphone hanging issues and share effective tips to fix them. Let’s have a quick look at the reasons behind smartphone lag, along with practical solutions. Low RAM Capacity One of the most common causes is insufficient RAM. Devices with 4GB RAM or less often struggle with multitasking, leading to performance issues. Experts recommend limiting heavy multitasking on such phones and regularly clearing out unused apps to free up memory. Full Internal Storage When a phone’s internal storage is nearly full, its performance begins to slow down. To avoid this, users should minimize the number of stored apps, photos, videos, and files. Offloading media to cloud storage platforms like Google Drive or iCloud is a smart way to maintain optimal performance without sacrificing data. Hardware Issues or Software Bugs A faulty hardware component — or bugs in the phone’s operating system — can also cause repeated hanging. In such cases, manufacturers typically release software updates to resolve these glitches. Users are advised to check for updates regularly via the Google Play Store, Apple App Store, or in the phone’s settings under ‘Software Update’. How To Fix Slow And Hanging Mobile Phone To keep your smartphone running smoothly and prevent it from hanging, there are a few simple yet effective steps you can follow. Start by clearing the app cache, as stored temporary files can slow down performance over time. Next, make sure to clear unnecessary files from your storage, which helps free up space and boost speed. It’s also important to upgrade your software regularly—updates often come with bug fixes and performance improvements. Restarting your phone once in a while can refresh its memory and resolve minor glitches. Additionally, uninstall apps you no longer use, as they take up valuable space and resources. If certain apps can’t be deleted, try to disable or remove their background activity. Lastly, run a malware check to ensure no harmful software is causing your phone to lag. These simple practices can make a big difference in your phone’s overall performance.
Mixed Reality Display Market To Grow 6 Per Cent Globally In 2025: Report | Technology News
New Delhi: The global mixed reality (XR) display shipments are expected to increase by 6 per cent annually in 2025, with shipments of augmented reality (AR) glasses alone growing by 42 per cent, according to a new report. According to the latest XR Display Shipment and Forecast Report by Counterpoint Research, while AR remains a relatively niche segment, it is expected to grow the fastest — compared to only 2.5 per cent growth for virtual reality (VR) this year. This growth will be driven by the launch of new AR smart glasses that use displays for AI-enabled applications instead of media consumption. “Last year saw a significant drop in panel shipments as XR device makers tried to clear inventories and revised their business plans. The launch of the Meta Quest 3S was another contributing factor to the lower panel shipments, since this headset includes a single LCD panel instead of two,” the report stated. In this context, the projected growth in 2025 will only represent a partial recovery, and panel shipments will remain far below the levels seen in 2023. According to the report, LCD is expected to remain the dominant technology in VR, with an 87 per cent share of shipments in 2025. LCD is used in entry-level headsets, but also in high-end devices featuring advanced technologies such as quantum dots and MiniLED. For AR, the share of OLED-on-Silicon is expected to decrease to 75 per cent, making room for a larger share of MicroLED and LCoS displays. While Meta and Google have recently demonstrated fully functioning MicroLED smart glasses, they have not yet announced plans to commercialise them. The recovery is currently projected to follow a similar pattern in 2026, with display shipments increasing by 38 per cent for AR and 2.1 per cent for VR. “However, there is a lot of uncertainty regarding U.S. tariffs imposed on Chinese products and how they will impact demand for XR devices. Without a rapid de-escalation in the trade war, the forecast will likely be downgraded in the next quarterly update,” the report noted.
Tech Tip: How To Record WhatsApp Calls On Android And Remove Call History Safely | Technology News
WhatsApp Call Record On Android: In the world of smartphones and instant messaging, WhatsApp has become a crucial communication tool for millions worldwide. From casual chats to serious discussions, the Meta-owned platform is often the go-to choice for users, thanks to its user-friendly interface and robust end-to-end encryption, which ensures privacy. However, despite its widespread usage, a common question persists—can WhatsApp calls be recorded? This is because the Meta-owned platform doesn’t offer a built-in feature for it due to privacy and security reasons. WhatsApp Call Record: Third-Party Apps Several third-party apps on the Google Play Store now offer the ability to record WhatsApp calls, with Cube ACR and Salestrail among the most widely used. Once installed and properly set up, these applications can automatically capture audio from WhatsApp conversations. However, experts caution users to carefully review app permissions and privacy policies before downloading, as concerns over data security and misuse remain a critical issue. WhatsApp Call Record: Screen Recording Another widely adopted method for recording WhatsApp calls involves using the built-in screen recording feature available on most modern smartphones. By activating this function at the beginning of a call, users can capture the entire conversation in real time. However, it’s worth noting that the recording is saved as a video file, containing both audio and on-screen visuals. These files are generally stored in the device’s gallery or file management system. How To Delete Call History From WhatsApp On Android Step 1: Open WhatsApp and go to the Calls tab at the top of the screen. Step 2: Scroll through your call history to find the specific call you want to delete. Step 3: Tap on the call entry to open its details. Step 4: Tap the three-dot menu (More options) in the top-right corner. Step 5: Select “Remove from call log” to delete the call from your history.